Later Money — Privacy Policy

Last updated: 1 September 2026

Later Money is built to keep your financial information on your own device. We do not run servers that store your data, we do not use analytics or tracking, and we never sell your information.

What the app stores, and where

The figures you enter — such as your income, savings rate, savings goals, growth assumptions, and notification preferences — are stored locally on your device only. This data never leaves your device except through the ordinary iOS backups you control (for example iCloud device backup or a computer backup). We have no access to it.

Information we do not collect

Subscriptions

Later Money offers an optional auto-renewing subscription. Payment is handled entirely by Apple through the App Store — we never see or store your payment details.

To unlock and validate the subscription, the app uses RevenueCat, a subscription-management service. RevenueCat receives a randomly generated app-user identifier and the subscription/transaction information Apple provides (such as product identifier, purchase and renewal dates, and receipt data). This is used only to determine whether your subscription is active. It is not linked to your identity by us, and it is not used for advertising.

Children

Later Money is not directed to children under 13 and does not knowingly collect information from them.

Your choices

Because your data lives on your device, you can remove all of it at any time by deleting the app. You can manage or cancel your subscription in the App Store at any time (Settings → your name → Subscriptions).

Changes to this policy

If this policy changes, the updated version will be posted at this same address with a new “Last updated” date.

Contact

Questions about this policy? Contact us at matheuskiser@gmail.com.